✅ All calculators updated for 2025/26 AfC pay award · Last updated: 21 October 2026 · Includes 2026/27 rates
Updated for 2025/26 AfC Pay Award (3.6%)

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The most complete free NHS pay resource. Calculate take-home pay, pension, maternity, sick pay and more — built specifically for Agenda for Change.

✓All AfC bands 2–9 · England, Scotland, Wales & NI
✓NHS pension 2015 CARE scheme included
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Instant take-home estimate

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monthly take-home · 2025/26
Annual gross
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Tax + NI
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Full payslip breakdown →
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Weeks 1–8 full pay per week
Wks 9–26
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SMP only
£187.18/wk
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your monthly contribution
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Net cost to you
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full pay per week
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UK nations covered
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All NHS Calculators

Every AfC calculation you need, free

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Pay Calculator
Bands 2–9 · Pension · Tax · NI · London weighting
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🏦
Pension Calculator
All tiers · 1/54th accrual · Employer 14.38%
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👶
Maternity Pay
52 weeks · OMP + SMP · 2025/26 and 2026/27
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🤒
Sick Pay
Section 14 · 5 levels · Full and half pay
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⏰
Overtime
Annex E · +60% Sunday · All shift types
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Annual Leave
3 tiers · Pro-rata · Leave value in £
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📋
Redundancy
Up to 24 months · £30k tax free · vs statutory
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Back Pay
Arrears · Promotion backdating · Net estimate
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⭐ Exclusive
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Bank Staff Pay
12.07% holiday uplift · All shifts · vs substantive
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⭐ Exclusive
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Promotion Pay
Official AfC rules · Auto pay point · Reset increment
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⭐ Exclusive
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Total Reward
Salary + pension + leave = true package value
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Payslip Decoder
22+ ESR codes · Plain English · Search by keyword
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Flexible Working
Pro-rata salary · Leave · Pension tier check
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Career Planner
Year by year · Net projections · 8 year view
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Pay Rise Calculator
3.3% / 3.6% England · Scotland · Custom %
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🧾
Tax Calculator
England + Scotland 6 bands · NI · Pension deduction
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NHS Pay Bands 2025/26

AfC salary scales — all bands, England

Agenda for Change pay scales

BandEntry pointTop pointEst. monthly take-home
Band 2 £24,465 £25,066 ~£1,680
Band 3 £25,066 £26,288 ~£1,735
Band 4 £26,288 £29,098 ~£1,810
Band 5 £29,970 £36,483 ~£2,060
Band 6 £37,338 £44,962 ~£2,460
Band 7 £46,148 £52,809 ~£2,930
Band 8a £53,755 £60,504 ~£3,310
Band 8b £62,215 £72,293 ~£3,700
Band 9 £105,385 £121,271 ~£5,600

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What NHS staff are looking for

💷Band 5 take-home pay 💷Band 6 take-home pay 💷Band 7 take-home pay 🏦NHS pension calculator 👶NHS maternity pay 🏙️London weighting HCAS

Your nation

Dedicated calculators for every UK nation

🏴󠁧󠁢󠁥󠁮󠁧󠁿
England
3.6% 2025/26 · Standard AfC bands · HCAS London
🏴󠁧󠁢󠁳󠁣󠁴󠁿
Scotland
4.25% 2025/26 · Scottish tax bands · 36-hour week
🏴󠁧󠁢󠁷󠁬󠁳󠁿
Wales
3.5% 2025/26 · NHS Wales pay scales
🇬🇧
N. Ireland
3.0% 2025/26 · HSC pay scales

Salary by role

Quick reference for every NHS profession

👩‍⚕️
Nurse
Band 5–7
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Healthcare Assistant
Band 2–3
🚑
Paramedic
Band 5–6
🦴
Physiotherapist
Band 5–7
🔬
Radiographer
Band 5–7
🤱
Midwife
Band 5–7
💊
Pharmacist
Band 6–8a

Why use NHSCalculators.co.uk?

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Built for NHS staff
Every calculator uses Agenda for Change terms, real NHS pension rules and HMRC tax calculations. Not generic payroll tools.
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Always up to date
Updated within 24 hours of every AfC pay award. Both 2025/26 and 2026/27 rates available right now.
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Private & free
No signup required. Nothing stored. Nothing sold. All calculations happen in your browser.
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Expert reviewed
All calculators reviewed by James Whitfield — 14 years NHS payroll, CIPP qualified, AfC specialist.