👤 About James Whitfield
Rachel Howarth spent 12 years working in NHS payroll departments across NHS Greater Manchester, NHS Yorkshire and Humber and NHS England, specialising in Agenda for Change pay structures, pension scheme administration and payroll compliance.
As a CIPP-qualified payroll professional, Rachel managed payroll operations for over 2,500 NHS staff and developed deep expertise in the complexities of AfC banding, unsocial hours enhancements, HCAS calculations and NHS pension contribution tiers.
After leaving the NHS in 2022, Rachel built NHSCalculators.co.uk to provide the accurate, NHS-specific pay calculations that she knew NHS staff needed but couldn't find in generic salary tools. Every calculator on this site is built on the same rules Rachel applied daily as a payroll manager.
Rachel reviews and updates all calculator logic and pay scale data after every AfC pay award announcement, typically within 24 hours of DHSC confirmation.